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Finacle Core Banking


An industry-leading core for the digital world

Built on advanced architecture, Finacle Core Banking solution offers a comprehensive suite of capabilities to power banks’ digital transformation. With Finacle Core Banking Solution, banks gain a comprehensive set of capabilities, including flexible product factories, extensive parameterization, product bundling and reusable business components, to help accelerate innovation led growth.

A global solution built on the experience of servicing 1.05 billion customers – estimated to be nearly 16.5 percent of the world’s adult banked population. With its real-time processing engine, open APIs, and embedded customer insights, Finacle delivers one of the most advanced digital banking foundations to engage demanding consumers. Finacle leverages both established and emerging automation technologies to achieve operational excellence.

It’s no wonder then that Finacle clients enjoy a cost-income ratio that is 7.2 percentage points lower compared to other banks. Today, Finacle Core Banking Solution, consistently rated as a leader in the industry, powers the delivery of simpler, faster, safer, and fully personalized banking to more than a billion consumers in over 100 countries

Today’s customers have high expectations from their banks. They want to consume innovatively, and personalized products and services in a smooth and seamless experience that remains consistent across touch points. Finacle Core Banking solution with its comprehensive capabilities enables banks to take new products in the retail, corporate, private and Islamic Banking to market in quick time. Different types of banks, microfinance institutions, Fintech companies, and non-banking providers can leverage only the components they need to expand their product range on demand.

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